Life can be unpredictable and we know your needs change with time. That is why our Flexible Benefits Plan has been designed to provide you and your dependents with a comprehensive insurance cover around Medical, Personal Accident and Term/Life. We also have the Reimbursable Benefits (such as Fitness, Tuition Assistance and Child Care), which allow you to allocate a part of your Flex Points towards these in case you choose to top up any of the reimbursable benefits.
Microsoft’s Medical insurance policy is unique in many ways. First, it is a floater cover, which means that you have the flexibility to spend the entire amount on one person and there is no cap on the amount per person so long as it is within the overall coverage amount. Second, there is no cost sharing on actual expenses incurred (so long as it falls within the policy guidelines).